Permanent disability is a lifelong economic benefit granted to a worker who, after having undergone the prescribed treatment, presents serious anatomical or functional reductions, susceptible to objective determination and foreseeably definitive, which diminish or annul his or her work capacity . Such qualification shall not be hindered by the possibility of recovery of the work capacity of the disabled person, if said possibility is medically estimated as uncertain or long-term.
Retirement is also a lifelong economic benefit that covers the loss of income suffered by a person when, having reached the established age, he or she ceases to work as an employee or self-employed person, ending his or her working life, or reduces his or her working hours and salary in accordance with the legally established terms.
Both benefits are included in the protective action of the General Regime and the bc data thailand Special Regimes. It is important to seek labor advice in Madrid to obtain specialized and precise guidance on these issues because if you are permanently disabled and retirement age is near, you need to be informed about what benefits you the most.
As a general rule, they are not compatible . That is, if you are permanently disabled when you reach retirement age, you will not be able to collect both benefits simultaneously if they come from the SAME Social Security system.
You will have to choose one of them. But be careful, because if they are different regimes, they would be compatible and both could be paid monthly.
Which is better, permanent disability pension or retirement pension? The key is the amount . Social Security will quantify the pensions and the interested party will be the one to choose.
In any case, the benefit level of any of the pensions will be determined by the degree of recognized work incapacity and by the contribution bases that Social Security considers according to current regulations when calculating and establishing the amount to be received for each type of pension.
